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My Financial Plan To Make $150000 Without Needing H1B Visa yudi j finance

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My Financial Plan To Make $150000 Without Needing H1B Visa
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48 comments

Yudi J 13/12/2021 - 4:05 Sáng

You can watch the video at 1.5x speed, hopefully that will save some time and should be understandable

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Relaxing soul 13/12/2021 - 4:05 Sáng

Much love 💛

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Niranjan Bellur 13/12/2021 - 4:05 Sáng

1 Crore Rupees Yudi bhai 🙂

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Baldev Roshni 13/12/2021 - 4:05 Sáng

Make sure you know expenses for your prospective city!

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Dharneesh B 13/12/2021 - 4:05 Sáng

1 crore rupees 🥰🥰

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Shah Rahul 13/12/2021 - 4:05 Sáng

Ek cdode bhai ek cdode ! (1 crore i mean)

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Chaytanya 13/12/2021 - 4:05 Sáng

This Guy-Yudi J- Rocks big time!

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Yashara Dewmini 13/12/2021 - 4:05 Sáng

I need to come to the USA as a student . Can you make a video about the cost of living in America

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ARFAAN MUHAMMED 13/12/2021 - 4:05 Sáng

Bro im 15 my dream is also studie in usa money is little bit problem my parents say if you study well we look it bro when you go to usa what is the fee in that university plz reply❤️❤️❤️❤️❤️😭😭😭😭please bro my Dream

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Walter Alberto Becerra Otoya 13/12/2021 - 4:05 Sáng

How can you live with 500usd or 1k a month in Cali

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sanjai shahi 13/12/2021 - 4:05 Sáng

Yudi, I am really proud of you for your concerns about International students specially for Indians. You are doing a great job for students. May God bless you.

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thebotman 13/12/2021 - 4:05 Sáng

loved this ! thanks for the info

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SaiSmaran S B PES1201701189PESU MESTUDENT 13/12/2021 - 4:05 Sáng

Hey yudi ! Is it possible to upload a link to the spreadsheet so that some of us could play around and calculate stuff?

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Futureworldhub 13/12/2021 - 4:05 Sáng

Good info and work thx,for masters what about uni fees expenses and loans money??

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Srinath Reddy 13/12/2021 - 4:05 Sáng

1 crore'

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Faiz Aslam 13/12/2021 - 4:05 Sáng

HBD yudi

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A S Rai 13/12/2021 - 4:05 Sáng

Please apki journey india to wedding

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Ankit Chaudhary 13/12/2021 - 4:05 Sáng

I live in California, $1700-$1800 is good range for total monthly expense if you have monthly car payments and living in shared apartment, but this video gives new perspective how saving can help you to build good capital and if you start investing early then how you can grow your money even better…

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Arun Ganesh 13/12/2021 - 4:05 Sáng

Wonderful video for international students !

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Viswa 13/12/2021 - 4:05 Sáng

college fees and loans?

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Manish 13/12/2021 - 4:05 Sáng

first things to do after first salary: buy all apple products 😂

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Ananth Sripathi 13/12/2021 - 4:05 Sáng

Not realistic.

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SHALABH BHATNAGAR 13/12/2021 - 4:05 Sáng

It’s too conservative just at 1000 dolar expense ~ 750(rent +utility) +350 food + 200dolr(phone+wifi+electricity+gas)+600dolars car emi+150dolar car insurance+100dolr gas~minimum 2150$ and if you go out or go to india for vacation …something it will be more. So one should consider that he will spend approx 3k a month

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garima negi 13/12/2021 - 4:05 Sáng

bhai ek video 401k pe bhi bana do, abhi paise daalne shuru kiye hain.

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Abhishek Sohane 13/12/2021 - 4:05 Sáng

I really appreciate what you are doing, but I don't agree with some of the stuff you have mentioned. It could be misleading.
First of all: You can't generalize monthly expenses to 500. It totally depends on the state and city you live in. I was in Greenville South Carolina, staying with 3 other people with minimal living, no car, no eating out, and no outdoor activity, and still end up spending almost 400 to 450 bucks.
Second thing: Again generalizing expenses during OPT. Once you start OPT / Job you have more hidden expenses that you forget to mention. Rent increases as you start living alone or with a lesser number of people, you own a car so you pay car payments, car insurance payments, health insurance deductions from salary. Also, many students like me have an education loan from India. I had to spend all my OPT savings from the first year to pay off that loan as well.
What about expenses when you apply for EAD? I guess 400 bucks.
You did mention six years of saving, but you forgot to mention travel expenses to India. Are you expecting the student to not travel and visit family back in India in 6 years? At least 2 to 3 times students will travel to India. What about those expenses? Flight tickets are not cheap.
Once you start earning, people tend to spend at least some money on local travel, clothes, appliances. YOu can't expect students to be in the US for 5 years and not spending a single penny on clothes, travel, appliances.
You have calculated savings based on the average salary of 80K per annum. Again some part of the country students gets 60K, 65K, 70K as start salary for fresher.
Again I don't mean to demean you. My opinion is that you can't just generalize stuff and say you can save 1 crore in 5 years (2 years college plus 3 years job). It is very misleading. Not all can save 1 crore in those 5 years. I know many people who haven't saved 1 crore. Looking at this video could influence many students to take decisions which they might not want to.

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rahul shetty 13/12/2021 - 4:05 Sáng

I watch almost all your videos it’s helps a lot. It will be nice if you can make video on blockfi

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kunal kapadnis 13/12/2021 - 4:05 Sáng

Love this series Yudi!
I request you make a video on which stocks to invest in?

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Aadish Padmonkar 13/12/2021 - 4:05 Sáng

But a major expense is the tuition fee which is most of the time a loan with an interest of ( 10 % ) , which hasn't been considered .

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Sourabh Samanta 13/12/2021 - 4:05 Sáng

Happy Birthday. It's late but still I couldn't resist myself to wish ❤️❤️

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good boy 13/12/2021 - 4:05 Sáng

Bro please do videoon your joureny that how you go to is and how you took a room how you studeied and how you setteld and what to do if other peolle want to come.from middle class family

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Syed Ummar Farooq 13/12/2021 - 4:05 Sáng

very helpful videos keep making more

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Toshkumar Sahu 13/12/2021 - 4:05 Sáng

Bhaiya,USA me salary of Doctor (Physician) avarage me ktna range (min-Max) me rahta he ?

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Arnab Basu 13/12/2021 - 4:05 Sáng

Belated 🎉 Happy Birthday 🎂
Mine is on 12th (today)🙂
I really appreciate your contents 🙏

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kcsnew 13/12/2021 - 4:05 Sáng

Happy Birthday Yudi🎂

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Peterson Lakers 13/12/2021 - 4:05 Sáng

From the last 3 days bitcoin went up from $13k to $15k today every bitcoin investor are now smiling at the price of bitcoin as its held strong and indeed valuable to generate good ROI,more person are gonna become millionaires

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Rajagopal Sankaranarayanan 13/12/2021 - 4:05 Sáng

Bro overall good job. But I do believe this is applicable only for bachelors who have the ta/ga job that pays insurance. I don’t think this is applicable for guys who have family and kids. For example I’m a PhD student and have two kids.

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Chintalapati Sushanth 13/12/2021 - 4:05 Sáng

Very over optimistic analysis.

– Money made could be less as a lot of students don’t get an on campus job or internship. So the 24,000 could come down to 0 for a lot of students out there.

– Money made during full time could be ideal there.

– The main issue comes from tuition not being considered. When we consider that it would be -60,000

– Another big problem here is with expenses. During school the exp could be 400-1000 depending on the area and post school it would be around 1000-2400 per month again depending on the place.

What I know from my friends around who are working out there, is that they made an average totaling up to $25,000 per 5 years in us and start reconvening more there after.

I would sincerely suggest to reconsider the assumptions you had while making the video and break it to extreme case like CA vs Oklahoma.
This surely is a best case scenario and not a worse case scenario.

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Sarbeswar Das 13/12/2021 - 4:05 Sáng

The salaries for a Mechanical engineer won't be that high ig.
Happy belated birthday 🎉

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Bollywood Music 13/12/2021 - 4:05 Sáng

Woah damn this was good!!!!!

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V G 13/12/2021 - 4:05 Sáng

Calculations are way off! How about student loans? It takes 2-3 years to pay off all the loans. Also, who pays $500 for rent? After college, nobody likes to live with 4-5 people. Plus you have to travel, pay car loans, other expenses… you gotta live life! Don’t be a gujju!

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slnop 13/12/2021 - 4:05 Sáng

Do we need to pay tax in India for all the saving in F1 visa?

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Geoffrey Sandoval 13/12/2021 - 4:05 Sáng

There are a few problems with your calculations:
1. USD 500 and 1000 are too conservative values for living expenses. Actual costs are closer to double that amount (based on discussions with family and friends who have done their MS in the US).
2. Most students would be paying off their student loans so will not have such a large sum saved up by the end.
3. Getting a 7% rate of interest on short-term investments of less than 5 years is pretty much impossible. Index or Mutual Funds need 5+ years to start giving returns at 7%.
In case I have left out any information which answers these concerns, kindly let me know.

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Sumith Gali 13/12/2021 - 4:05 Sáng

The way you care for international students is great. Keep smiling and keep hustling

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Gottapu Sairam Sushant 13/12/2021 - 4:05 Sáng

There is one harsh reality nobody speaks about. You spend around 40-60 lakhs getting an education abroad. And after 5 years you have about 50 lakhs. If you have to come back to India. Then would you have been better off investing it in India? Only if you're planning to stay back and create a life abroad would it make sense. Just my 2 cents.

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Vignesh Swami 13/12/2021 - 4:05 Sáng

You always rock yudi.🤩 Great video

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sai srujan 13/12/2021 - 4:05 Sáng

Loved it bro. Waiting for the next episode in this series. Lots of love to you. Keep smiling. Keep Hustling. Keep Helping.

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Pranali Vedpathak 13/12/2021 - 4:05 Sáng

Need more content like this <3

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Aishwarya A K 13/12/2021 - 4:05 Sáng

Very detailed information and the calculations are crystal clear !! Much much needed for all the international students .. Keep them coming … the excel sheet was spot on … waiting for more personal finance videos .
#keepsmilingkeephustling

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